Fund, Credit, Investments -- Economical Categories
Scientific works in the concepts of finances plus credit, according in order to the specification in the research object, happen to be characterized to get many-sided and many-leveled.
The meaning of wholeness with the economical relationships formed in the process of creation, distribution and usage of finances, as money sources is extensively spread. For illustration, in "the standard theory of finances" there are two meanings of finances:
1) "... Finances echo economical relations, development with the funds associated with money sources, in the process regarding distribution and répartition of national invoices according to the distribution in addition to usage". This definition has relatively in order to the conditions associated with Capitalism, when cash-commodity relations gain universal character;
2) "Finances represent the organization of centralized ad decentralized money sources, cost-effective relations relatively along with the distribution in addition to usage, which serve for fulfillment with the state functions plus obligations and in addition provision of the conditions with the widened further production". This kind of definition is produced without showing the environment of their action. We share partly such description of finances plus think expedient in order to make some standards.
First, finances overcome the bounds associated with distribution and partage service of the national income, though it is a fundamental foundation of finances. Also, formation and consumption of the fall fund which can be the particular part of economical domain, belongs not really to the circulation and redistribution regarding the national revenue (of newly shaped value during a year), but for typically the distribution of already developed value.
This kind of latest first looks to be a part of associated with main industrial money, later it is usually moved to the price price of a ready product (that would be to the value too) after its realization, and it is set typically the depression fund. It is source is obtained into account in advance as a depressive disorder kind in the particular consistence in the prepared products cost price.
Next, main goal involving finances is much wider then "fulfillment with the state capabilities and obligations plus provision of circumstances to the widened even more production". Finances exist for the state level as well as on typically the manufactures and branches' level too, in addition to in such circumstances, when the just about all part of the manufactures happen to be not state.
Sixth v. M. Rodionova has a different position about this issue: "real formation regarding the financial resources commences on the stage of distribution, if the value is understood and concrete cost-effective forms of the realized value happen to be separated from the consistence of the profit". V. M. Rodionova makes an emphasis of finances, since distributing relations, when D. S. Moliakov underlines industrial groundwork of finances.
Financial organizations Nevertheless both of them give quite substantiate discussion of money, as a technique of formation, supply and using the particular funds pounds sources, that is released associated with the following meaning of the finances: "financial cash relations, which often forms in the particular process of distribution and redistribution regarding the partial associated with the national prosperity and total cultural product, is related to the subjects of the economy and even formation and use of the point out cash incomes plus savings in the widened further manufacturing, in the stuff stimulation of typically the workers for satisfaction in the society cultural and other requests".
In the manuals associated with the political economic system we meet with the following definitions associated with finances:
"Finances associated with the socialistic condition represent economical (cash) relations, by using which, in the approach of planned distribution of the profits and savings typically the funds of funds causes of the point out and socialistic produces are formed for guaranteeing the expansion involving the production, growing the material in addition to cultural level regarding the people and then for satisfying other common society requests".
"The system of design and usage of necessary funds of cash resources for guarantying socialistic increased further production represent exactly the finances of the socialistic modern society. And the wholeness of economical relations arisen between condition, manufactures and companies, branches, regions plus separate citizen according to the movement of dollars funds make economic relations".
As we've seen, definitions associated with finances made by simply financiers and personal economists tend not to differ greatly.